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JimmyZ

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Reply with quote  #1 
Usually when I see a listing regarding a modular home I know the realtor has a mobile home. I looked under, crawled under, searched for that metal frame and found none on this 2008 home that measured 27' x 60' knowing that this is a typical size of a mobile home. I felt confident I am inside a modular until.................the owner showed me a TITLE to this structure. The question is do modular homes have titles? (I know mobile homes turn titles in to become real estate).
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MEP

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Reply with quote  #2 
What is your question or is this just a comment....
1. All Manufactured Homes have must have tie downs
2. There is a tax sticker on the property if it is personal property
3. I had one a few years ago were the owners boxed in the frame...I knew it was a MH (actually a trouse) but I could not prove it...
4. It was early on in my appraisal career so I went with stick build home.
5. Shortly after the loan was closed, the place burned to the ground...always believed that the whole thing was a scheme to defraud the insurance company.
Note: there is a new (recent to me) tie down system that does not require the metal straps...it looks as if it works like a torsion bar type system.
6. I would call the county to verify the tax issue....they are not always correct but it is a start...

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JimmyZ

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Reply with quote  #3 
MEP thanks for replying but there is a question unanswered.....its the last sentence. "The question is do modular homes have titles? (I know mobile homes turn titles in to become real estate)."
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treskirkland

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Reply with quote  #4 
My understanding is that modular homes do not have titles.
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pnalley

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Reply with quote  #5 
Did you find a DCA sticker on the interior? I don't know about the title,  but I think not
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JimmyZ

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Reply with quote  #6 
Honestly, I've been in 100s of mobile homes and I was positive that the home in question was not a mobile home though it is in a M/H park. The owner says it is a modular home and so far I can't prove her wrong BUT she has a title and it says nothing on the title that says it is a mobile or modular home. My problem is I know a mobile home CAN have a title but can a modular home have one too?
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Nomad

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Reply with quote  #7 
Modular homes are stick built. All houses have a title.
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MEP

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Reply with quote  #8 

Quote:
Originally Posted by Nomad
Modular homes are stick built. All houses have a title.


Real Estate is conveyed via a Deed; Personal property and fixtures are conveyed via a title or bill of sale...

How many recorded titles have you checked while confirming ownership of dwelling?

Don't have too much time spend on this topic, but many words are miss applied in their usage....


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Nomad

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Reply with quote  #9 
https://en.m.wikipedia.org/wiki/Title_search

Semantics I guess
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Meatloaf

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Reply with quote  #10 
Quote:
Originally Posted by Nomad
Modular homes are stick built. All houses have a title.


Nothing about this statement is accurate.

Modular homes are not stick built.... They are factory built.  My house does not have a "title".  My car has a title, but my house does not.

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Nomad

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Reply with quote  #11 
I get title reports all the time for real estate.  Semantics.  Also, modular are built like stick built homes and the parts are brought to the site in larger pieces.  They are stick built homes constructed in a factory.  You are conflating the location of the construction with the type of construction.  Semantics as well...
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RubberStamp

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Reply with quote  #12 
Quote:
Originally Posted by Nomad
I get title reports all the time for real estate.  Semantics.  Also, modular are built like stick built homes and the parts are brought to the site in larger pieces.  They are stick built homes constructed in a factory.  You are conflating the location of the construction with the type of construction.  Semantics as well...


I was going to say something as such.. but you nailed it.  Also they can be attached to a permanent foundation.  "Stick" techniques are used on site to assemble the modules by a builder/GC.

But no doubt someone out there  is using 1 section modular homes like a mobile home and therefore I'm sure there is a ton of confusion.
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Meatloaf

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Reply with quote  #13 
Quote:
Originally Posted by Nomad
I get title reports all the time for real estate.  Semantics.  Also, modular are built like stick built homes and the parts are brought to the site in larger pieces.  They are stick built homes constructed in a factory.  You are conflating the location of the construction with the type of construction.  Semantics as well...


No.... You have two types of construction... Site built and factory built.  Modulars and manufactured are referred as factory built.  Site (stick) built is built 100% onsite from construction materials.

Based on your description, even singlewide trailers would be considered "stick" built since they are in fact built out of lumber like a site built home.

Please don't refer to a modular home as a "stick built" home.

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Nomad

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Reply with quote  #14 
Quote:
Originally Posted by Meatloaf


No.... You have two types of construction... Site built and factory built.  Modulars and manufactured are referred as factory built.  Site (stick) built is built 100% onsite from construction materials.

Based on your description, even singlewide trailers would be considered "stick" built since they are in fact built out of lumber like a site built home.

Please don't refer to a modular home as a "stick built" home.


A modular home is usually indistinguishable from a 100% site built home.  They just bring in wall sections, roof trusses etc. and then the majority of the construction takes place at the site.  A "site" built home is not solely synonymous w/ a stick built home.  A modular home is a stick built home built partially in a warehouse or lumber yard.   By your definition, almost every tract home out there is modular home since they use prefabricated roof trusses.  When appraising a modular home, you may or may not know if it is modular or not because it is indistinguishable from a 100% site built home almost always.  Even if you do know for a fact that it is modular, it is completely acceptable to use pure site built homes as comps. The logical reasoning for this is because they are both stick built.  Your comment about trailers shows that this may be hard for you to understand.
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Nomad

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Reply with quote  #15 
Here's some mansion modular floor plans for you.

http://modularhomeowners.com/mansion-modular-homes-finding-the-perfect-prefab/
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Meatloaf

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Reply with quote  #16 
Quote:
Originally Posted by Nomad


A modular home is usually indistinguishable from a 100% site built home.  They just bring in wall sections, roof trusses etc. and then the majority of the construction takes place at the site.  A "site" built home is not solely synonymous w/ a stick built home.  A modular home is a stick built home built partially in a warehouse or lumber yard.   By your definition, almost every tract home out there is modular home since they use prefabricated roof trusses.  When appraising a modular home, you may or may not know if it is modular or not because it is indistinguishable from a 100% site built home almost always.  Even if you do know for a fact that it is modular, it is completely acceptable to use pure site built homes as comps. The logical reasoning for this is because they are both stick built.  Your comment about trailers shows that this may be hard for you to understand.


I think you might be confusing a "modular" home with a prefab panel built home.

A modular home is built in large sections and transported to the site and put into place usually with a crane.  A panel built pre-fab is where the foundation is built on-site and prefab panels are delivered and erected one at a time.

Many "modular" homes look identical to the typical doublewide.  They are usually assembled in two or more "modules" much similar to the way a typical doublewide is assembled.  In fact, I have seen the exact same house manufactured as both a "modular" and as a "manufactured" with the sole and only difference being the placement of axles under the frame and the placement of HUD labels on each section in an effort to eliminate the crane expense from construction costs.

A "modular" home should never be referred to as a "stick built" or a "site built" it is a type of factory built home that may be as good or better in quality.

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Nomad

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Reply with quote  #17 
https://en.m.wikipedia.org/wiki/Modular_building
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RubberStamp

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Reply with quote  #18 
When modular is done right there is nothing superior about stick built..   In fact, it is the other way around due to the controlled environment. 
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Nomad

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Reply with quote  #19 
Also less chance of exposure to elements pre-roof.
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Meatloaf

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Reply with quote  #20 
With modular homes, you must always still consider the "stigma".  Too many people get them confused and do not understand the type of construction and equate them with trailers and lesser quality homes.
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Nomad

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Reply with quote  #21 
Quote:
Originally Posted by Meatloaf
With modular homes, you must always still consider the "stigma".  Too many people get them confused and do not understand the type of construction and equate them with trailers and lesser quality homes.


I'm not one of those people.
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