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Meatloaf

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Reply with quote  #51 
Quote:
Originally Posted by MEP
Are we responsible for building code violations? Most appraisers don't know "shinola" about building codes, or care!


Exactly....

My point has nothing to do with safety.  Obviously... In BillDing's example, he has rendered the door safe.

My point has to do with completion.  The house isn't finished.

Its no different than putting wire nuts on all the light switches in the house and saying it is "switch ready"..... Sure you wont' get hurt because the wire nuts are there so it isn't a safety issue..... But the house isn't finished.

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RubberStamp

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Reply with quote  #52 
But meatloaf the house is finished.  Put in a floor to ceiling window there and the home is complete.  Take away the opening feature of the sliding glass and you have a window.  Put in a railing across the exterior of the door and you have a balcony which is a feature in many homes but not added often due to the cost.
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Meatloaf

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Reply with quote  #53 
Then why didn't they put in a picture window????? They are much cheaper than a sliding glass door.  
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BillDing

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Reply with quote  #54 
Not when you want to add a deck later.  Same reason you have a rough-in in the basement...for future bathroom.  If you conditioned a house to add a deck, you'd be conditioned to not having a full deck
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Meatloaf

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Reply with quote  #55 
Quote:
Originally Posted by BillDing
Not when you want to add a deck later.  Same reason you have a rough-in in the basement...for future bathroom.  If you conditioned a house to add a deck, you'd be conditioned to not having a full deck


Its unfinished.  You have a door to nowhere.  ITS A DAMN DOOR... NOT A WINDOW!!!!!


What do you call a basement that isn't finished???? UNFINISHED BASEMENT!!!!!!!!!!!!!!!!!!

Why is an UNFINISHED BASEMENT acceptable????  The same reason a crawlspace is acceptable.

What about a bedroom that isn't sheetrocked?  Do you just lock the door and say its a future bedroom????? NO!  You don't.

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BillDing

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Reply with quote  #56 
The deck isn't unfinished...the deck hasn't been built.  The door is in place so that it won't be expensive to build it...just like a rough-in.  I can see you know looking at a rough in... "what are these holes doing here?  Where's the damn bathroom???  It'd sure be a hell of a lot cheaper without those pipes put in. The house is unfinished - FINISH THE BASEMENT!"  [rofl]
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Meatloaf

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Reply with quote  #57 
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Originally Posted by BillDing
The deck isn't unfinished...the deck hasn't been built.  The door is in place so that it won't be expensive to build it...just like a rough-in.



A Rough-In is UNFINISHED!!!!!!!!!!!!!

It aint the deck I'm talking about.... The whole DAMN HOUSE is unfinished.  Its missing a key component.  The Landing Pad outside the back door is now a CRASH PAD on the ground.

God intended for doors to be opened.  When you have to tell someone to nail a door shut because walking through it is likely a great way to meet GOD then something is wrong.  Its because it AINT finished.

I put in an elevator shaft in my house.  So that one day if I choose, I can put in an elevator.  Guess what you see when you open the door??????  A RAILING!!!!!!!!!  I didn't freaking screw the door shut... That would be stupid to damage a door.  If they ain't going to put in a deck, they need to build a small balcony or do something to FINISH the house.

Any attempt to do anything else is just a blatant attempt to be a halfass...

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Meatloaf

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Reply with quote  #58 
Image result for sliding glass door with no deck
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Meatloaf

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Reply with quote  #59 
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Meatloaf

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Reply with quote  #60 
Image result for sliding glass door with no deck
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Meatloaf

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Reply with quote  #61 
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Meatloaf

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Reply with quote  #62 
Image result for sliding door with no rail second floor
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Meatloaf

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Reply with quote  #63 
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Meatloaf

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Reply with quote  #64 
Image result for door with safety railingRelated imageImage result for door with safety railingImage result for door with safety railing
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Meatloaf

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Reply with quote  #65 
Image result for goat fucking

Wishes there was a rail

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Meatloaf

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Reply with quote  #66 
Image result for death from falling

What happens when there is no rail!!!

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BillDing

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Reply with quote  #67 
Quote:
Originally Posted by Meatloaf



My point has nothing to do with safety.  Obviously... In BillDing's example, he has rendered the door safe.


[thumb]

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RubberStamp

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Reply with quote  #68 
I have always recommended the rail.
However, that is because I never thought of the wood block and screws [thumb]
When you think about it the screws are actually more safe than the rail.  Render the door inoperable and there is no chance of accident.

To cover your behind just recommend the screws and leave it to the lender if that solution is sufficient and if not recommend a solution.

I'm just a reporter man..
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Meatloaf

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Reply with quote  #69 
When you render the door inoperable.... Do you also condition the report on the door being repaired as it won't properly open????  That is an FHA requirement by the way.... All exterior doors must be operational.
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BillDing

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Reply with quote  #70 
Quote:
Originally Posted by Meatloaf
When you render the door inoperable.... Do you also condition the report on the door being repaired as it won't properly open????  That is an FHA requirement by the way.... All exterior doors must be operational.
Incorrect

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Meatloaf

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Reply with quote  #71 
Thats an old VC requirement.  Specifically VC-11.c.

Furthermore, why don't you check out HUD's requirement for securing sliding glass doors for REO work.... Notice how HUD specifically tells you NOT TO DAMAGE THE DOOR BY NAILING IT SHUT!


Also...... The appraiser must operate a representative number of windows, interior doors, and all Exterior and garage doors, as well as verify that the electric garage door operator will Reverse or stop when met with resistance during closing.

You can call a door a window all day long.... But its a door.  You can't turn a door into a window... And you can't turn a window into a door.



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BillDing

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Reply with quote  #72 

again...your interpretation is incorrect.  YOU aren't to do anything with the door...the homeowner does it.  You just report what they did. 

Tell you what...just condition your report to having a deck installed or having the door removed & install a bay window.  Let's see how the DEU responds, lol

Good luck with that!


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Meatloaf

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Reply with quote  #73 
I aint' the one advocating screwing a block into the door allowing it to open only 4 inches.  If I recall correctly.... You said you actually did it for the homeowner so that the report could be done As-Is.
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BillDing

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Reply with quote  #74 
No, that is an option for the homeowner to do, not me.
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treskirkland

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Reply with quote  #75 
This discussion is stupid....  
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Meatloaf

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Reply with quote  #76 
I think this discussion is very relevant.

It points out how some appraisers will still bend over backward to help a builder/buyer/agent or whoever skirt something that is totally clear with 99% of the population just to get by.

If an appraiser will skirt an issue in the benefit of the parties involved.... They will do anything they are expected to do.   This is what jeopardizes our livelihood.  Appraisers making up rules that don't exist and bending the ones that do to suit their needs.

In this example (he denies it, but he has said in the past that he has put the blocks in for borrowers in order to do it as-is) BillDing is saying that you can take a door and damage it to the point that it functions like a window in the name of safety.  Get this.... He thinks its ok to advocate damaging the client's collateral just so he feels better.  Its still a door, but now its a door that doesn't function..... What does FHA require about exterior doors that don't function????? Yep, you got to fix em!

It is thinking like this that keeps us all in the rut.  The answer to this issue is simple... Real simple.  The house aint' freaking complete....Yet BillDing thinks he can justify keeping his builder/agent buddies happy by justifying this incomplete item similar to an UNFINISHED basement or UNFINISHED bonus room.

I think this is very worthy of discussion.

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BillDing

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Reply with quote  #77 

Damage it???  ....putting a couple screws into the inside upper rail that you never see is damaging it? The holes are typically there from construction when they put the door in so no one falls out. ROTFLMAO  You're rich.  You want to talk about damage, how about when you tell the HO that he has to break the seal in the scuttle to do your head & shoulders inspection of the attic.  

The house is complete.  The deck may not be built yet or the basement bathroom or that bonus room, but it is prepped for those optional additions with a door or a rough-in.


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Meatloaf

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Reply with quote  #78 
Yeah... Damage it.

Screwing a block into something that isn't designed to have a block screwed into it is DAMAGE!!!

My sliding glass door cost $8000.  No one is going to put a fcuking block into it.  But then again... I also have a deck WITH railing.

Don't believe it is considered Damage... Do some research into HUD's REO property preservation guidelines and see how to handle the situation.

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BillDing

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Reply with quote  #79 
Well...then if you (as the homeowner) don't want to secure the door, they you always have that option to add that $10,000 deck or a $20,000 porch if you prefer not to screw a block of wood in the top gutter that you would never notice.  

The choice is the homeowners to make.  I don't care which one he/she chooses..as long as they cure the safety hazard.  [smile]

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Meatloaf

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Reply with quote  #80 
Screwing a block of wood doesn't cure anything.  It just damages the door and makes and exterior door non-functional.

You need to quit suggesting that the block of wood and the 4 inch opening are adequate.... It isn't.







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BillDing

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Reply with quote  #81 
then you better start conditioning all your decks as a safety hazard....  just a few screws and 4' of space is all that's holds those unsafe balusters  [wink]
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Meatloaf

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Reply with quote  #82 
Do you condition the placement of a loose brick next to windows that are painted shut?
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BillDing

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Reply with quote  #83 
Depends on the weather and planet placement at the time
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